Overview

Are you working in or transitioning into the banking, fintech, or payments domain? This course gives you a clear, practical understanding of how banks operate, how money moves across payment networks, and how card systems are managed throughout their lifecycle.Designed for business analysts, software testers, consultants, and IT professionals, this 2-in-1 course combines core banking and fintech fundamentals with a deep dive into card operations. From deposits and lending to SWIFT, RTGS and NEFT flows - and from card issuance to billing, credit limits and delinquency management - you'll gain job-ready skills to confidently contribute to BFSI projects.What You'll Learn:How banks manage accounts, deposits, loan disbursal, and repayment operationsHow payments move through systems like SWIFT (MT103), RTGS, SEPA and NEFTKey roles of intermediary banks, correspondent banks, clearing and settlement systemsFunctional flows in domestic and cross-border transactionsBrief overview of KYC, AML and compliance responsibilitiesComplete credit card lifecycle: issuance, billing, payment allocation, charge-offsReal-world use cases for banking IT, testing and fintech project teamsCourse Structure:Module 1: Banking, Payments & Fintech FundamentalsCore banking concepts and customer interaction channelsDomestic vs. cross-border payment workflowsPayment networks and essential regulatory conceptsAPIs and fintech platform integration in digital bankingModule 2: Card Management EssentialsFull lifecycle of card issuance to closureCredit/cash limits and available balance logicBilling cycles, interest allocation and payment hierarchyDelinquency tracking (DPD), collections and charge-offsRevolver vs. transactor behavior, practical card use scenariosWe go beyond theory-using real-world use cases, flowcharts and practical examples to help you connect banking and technology. Whether you're working on banking applications, testing financial software or consulting on fintech solutions, this course will give you the expertise you need.Whether you're preparing for a BFSI role, supporting banking systems as a tester or consultant, or looking to sharpen your fundamentals - this course gives you the confidence and clarity to understand how modern banking works.Enroll now to build a rock-solid foundation in banking operations, payments and card systems.

Skills

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