Personal Finance 101: From Saving to Investing for Beginners

via Udemy

Go to Course: https://www.udemy.com/course/financial-tips-for-busy-people/

Overview

I will take you from the beginning on how to start saving so that you can invest. This course will go through the main financial tips and tricks. It's a course that focuses on the most important aspects only. It is for busy people who just want the 80/20 of saving to investing 101.PS: 80/20 means the "20% of the actions that deliver 80% of the desired results".This course contains the following:- Outlining goals. What is itt like to be rich for you? What are your goals?- Budgeting and detailing main expenses and revenue streams. How can you reduce your variable and fixed expenses? And how can you make more money?- Ways to save more money daily.- 14 Ways to Make Money on the Side: There's only so much you can cut, so let's focus on how to earn more as well.- 12 Most Common Investing Mistakes and how to avoid them,- The importance of Diversification and How to diversify. You want to have a well-diversified portfolio with multiple index funds across different countries and continents. The goal should be 15-20 uncorrelated assets for a balanced and high-performing portfolio.- How to select an investment asset with your broker. Navigating broker screen, digging through admin fees and other Key Performance Indicators (KPIs) to look for in a fund- What to look for in stocks? Price-per-earnings ratio (P/E), Return on Assets (ROA), Management compensation (MC) and other metrics.- Compound interest and its importance. Albert Einstein reportedly said it. "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't pays it."- Why Robo-Investing isn't Working. Critics of Moneyfarm, Moneybox, Wealthify, Wealthfront, and other automated platforms. How their admin fees are killing your returns.- Fundamental vs Technical Analysis. What's the difference from a bird's eye view? Which analysis should you and I follow?BONUS: UK Individual Savings Account (ISA) Types: Help to Buy ISA, Stocks & Shares ISA, Lifetime ISA, Pension Schemes, and how to optimise your taxes in the UK. You may skip this 5-minute bonus video if you are not a UK resident.The resources to read and compile are the best part of this course. Downloadable files:- Investing for Beginner's pdf presentation- 10 Commandments of Investing One-pager for high-res printing- Admin Fee Calculator Excel template file- Budgeting template Excel template file.- My total portfolio tracking Excel template file.- 4 Essays on: a) Cash is Trash, b) Index fund explained, c) Investing in Gold, d) Investing in Small-Cap Stocks.Why everyone should start investing TODAY?You won't build wealth by: - Skipping a $10 / £5 coffee - Making your own dishwasher tablets - Clipping coupons - Ordering water at a restaurant You build wealth by taking massive action towards decreasing your biggest expenses, increasing your income substantially, and investing the difference in cash-flowing assets.Don't forget to download the resources to use and read them. They've been carefully produced for this course.How am I and why you should trust me with your time?I'm Vini. I'm 33 years old despite looking very young (my moisturizer is great!!:)I'm Brazilian, Italian, and British now. I've been living in the UK since 2014.Proudly, I built my 15-year career in Sales, Finance, and Strategy at AIESEC, McKinsey, and Mondelēz International (Cadbury) across Germany, Belgium, the US, and the UK.As a side hobby, I blog about Business and Investments on Medium (@vinistringhini), record my own podcast "Curious about Business" and have my own YouTube channel ("Curious about Business").From an educational perspective, I have the following education and certifications that enable me to offer this investment course:- Master's and Bachelor's in Economics, 2010 - 2014- Certified Financial Advisor, Level 3, 2021My Linkedin handle is: /vinistringhini/This course was recorded in 2020, but I update a few of the videos from time to time.What if you are not satisfied with this course?Udemy offers a full refund on courses that are not for you."Udemy offers a 30-day refund policy for individual course purchases, allowing you to request a refund within 30 days of purchase if you're not satisfied."

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